About our Team
Farmers State Bank prides itself in offering the very best to our customers. This includes offering the very best people for the job. From financing home purchases to refinancing and home equity loans, our Mortgage Team will find the very best option for you and your family! Financing is available in-house or through our Mortgage Services division, which offers a variety of secondary market financing options. Call or stop in today!
Products we offer
Click the Documentation Checklist to check and gather what you may need for your new loan!
Now it's even easier to get started! Fill out the Customer Information Worksheet and submit to our team, anytime! We will respond to your submission as soon as possible! Please keep in mind if submitted over weekends or bank holidays it can take a little longer than usual for a repy. We look forward to helping you!
Ready to fill out an application? Click here - Printable Application
Meet our Lenders
Scott Falagan – VP/ Mortgage Lender Manager - Victor
"I am proud to be a representative of the Farmers State Bank team. In my 15 years of banking experience, I have never been surrounded by such a knowledgeable, caring and devoted team. We have proudly brought Farmers State Bank to the ranks of the number 1 lender in our primary market area. Followed by customer ratings second to none. In addition to this marvelous team, having the ability to underwrite on a local level has really separated us from our competitors. Fast, timely, and accountable decision making, brings reciprocity to our business. I personally am a father to 2 wonderful children and husband to a beautiful wife. We love spending time in the outdoors and are dearly grateful every day to live in such a wonderful place as Montana. Consider Farmers State Bank for one of the largest investments you will make. Where there are no fancy marketing gimmicks, just reliable, consistent, and solid service. You can sit down with someone on the first day of your application and the day you make your final payment. We look forward to meeting you."
Casey Hornaday – Mortgage Lender - Lolo and Florence
"My name is Casey Hornaday, and I have lived in Montana most of my life. I take tremendous pride in this wonderful state, trying each day to make a positive footprint. I currently live in the Bitterroot valley with my wife and our two children. As a family we enjoy rafting, fly-fishing, and exploring the mountain ranges we consider our back yard. A mortgage loan is one of the most significant financial endeavors most of us will undertake. Whether it’s your first or a subsequent mortgage, helping you navigate smoothly through the process is my first priority. My goal is to always paint a clear picture of what to expect and communicate clearly and promptly when problem-solving is required. With more than 20 years locally in the mortgage industry as both a loan officer and underwriter, I have the knowledge and expertise to guide you through the loan process."
Kim Kendrick – Mortgage Lender - Missoula
"My name is Kim Kendrick, and I have been with Farmers State Bank since 2011. I started in the lending world in 1996 and have been in Customer Service, in one aspect or another, since my very first job ~ Not going to date that one! I feel the two go hand in hand. A house is the largest purchase you will be making at this point in time. It matters to me, to make this process as stress free as possible. I gather information and documentation upfront so you can sit back and relax. Farmers is unique in that we are the underwrites and our processors are local. I truly love what I do.
I am an Alumni of the University of Montana and have always loved Missoula. My husband and I chose to raise our 2 beautiful children here. We happily made our home here, and I would love to help you do the same.
Whether this your first house or tenth, I would love the opportunity to help you buy your home in Missoula."
Nicole Dix – Mortgage Lender - Missoula
“My name is Nicole Dix, and I love to call Montana home. My husband and I, along with our two children, moved to Montana 4 years ago from Southern California. We live in Missoula, however, I love getting out of the bank to meet with clients. Whether in Missoula County or Ravalli County, I’m always more than happy to hop in the car! During our free time, my family loves to get outdoors and travel. Montana is such a beautiful place; it’s no wonder it’s called “The Last Best Place.” I have over 16 years of experience in the industry, from mortgage lending to real estate investing. I have spent my entire career helping clients with their financing needs. There is no "ONE SIZE FITS ALL" when it comes to mortgage loans. I take great pride in putting my client's needs first and making the mortgage process smooth. Being able to underwrite loans, along with our fabulous In-House Lending options, allows me to make sure I am doing what is best for my clients. I would be happy to sit down with you and discuss your personal mortgage lending options together.”
Erran Bradley - Mortgage Lender - Kalispell
"My name is Erran Bradley, and I am a proud native of Montana. I love to travel the world and volunteer along the way, yet have always been proud to call the beautiful State of Montana my home. I have spent my entire career dedicated to helping people obtain their dream home or investment property. From the initial Real Estate shopping experience to the final closing in Escrow & Title, I absolutely love what I do. Realizing this experience can be overwhelming and intimidating, I make it a point to have your experience fun, effortless, and informative. I come with over 15 years of experience in the industry and look forward to many more. I am excited to be a part of the Farmers State Bank family and strongly believe in our programs and services offered. Being able to underwrite our own loans and offer incredible in-house loans, along with many other strong products, ensures that I am able to represent my clients with the best fit for their lifestyle, all while streamlining the process for a smooth, painless transaction. I would be honored at the opportunity to meet with you and discuss your best financial lending option today."
406-890-1555 – Work
406-885-0632 – Cell
Tim Sullivan - Mortgage Lender - Helena
"Hello my name is Tim Sullivan. I was born and raised in Butte Montana. I love hunting, fishing and camping in this wonderful state that we call home. For most of my adult life I have traveled the state playing music. I got to meet people from the smallest little town in Montana all the way to our largest. Although I still love to play music live, I decided to change professions. Fifteen years ago I started working in the mortgage industry. I remember refinancing my home with a friend whom was a Mortgage Loan Officer. The thought of helping people through that process made me take a leap into something completely different than I had ever done before. Still to this day, making people confident and happy about the experience of buying or refinancing their home is what I love the best about my job. I am looking forward to helping you! Please call today for a no-obligation conversation."
NMLS # 700256
406-603-4306 - Work
Our Mortgage Lenders are available to meet at any of our seven locations from Darby to Missoula. Can’t make it into a branch? Our lenders are more than happy to meet where it is convenient for you! Give us a call, or stop in today!