With Internet banking, you can do your banking from the comfort of your home or office to:
-Obtain checking, savings and loan account balance
-Transfer funds between accounts to which you are authorized including making a loan payment
-View or print images of checks you have written (if available)
-Download your account information into a money manager such as:
-Choose to receive an e-mail of account information
-Pay your bills with Bill Pay
What is “Account Balance”?
The Account Balance is the actual account balance after the last nightly update.
What is "Available Balance"?
Your Available Balance may include the following:
-Overdraft Protection Line of Credit
-A minimum balance transfer from another account (to cover overdrafts)
-Pending Teller transactions
-Pending ATM transactions
-Pending Debit Card transactions
Why does my "Available Balance" appear when I attempt a transfer between accounts?
The Available Balance is in the transfer field so you will have access to the same funds that you would if you wrote a check. Since Internet Banking balances are Real-Time, it is important to take into account all pending activity. Your Available Balance may be larger or smaller than your Account Balance depending on the features you have on your account and the amount of activity pending.
What happens if I transfer money in excess of my "Account Balance"?
A transfer cannot be completed if the transfer amount is greater than the Account Balance and funds are not available from a Credit Line, Overdraft Privilege, or a Minimum Balance Transfer.
If you transfer money in excess of your Account Balance and that money is...
...advanced from a Credit Line, that Credit Line will begin to accrue interest as stated in your contract.
...advanced from your Overdraft Privilege, your account may be charged an overdraft fee on items that will create the overdraft.
...advanced from another deposit account with Minimum Balance Transfer, the charge of $2.34 will be assessed on your statement.
What does Error #___ Mean?
Routing Number# 092902394
All Rights Reserved. Copyright © 2019 Farmers State Bank
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Farmers State Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Farmers State Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Farmers State Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.