Personal

Savings

Farmers State Bank offers progressive products and services for depositor with flexible minimum balance requirements and competitive rates.
Find out which is best for you and apply online

Regular Savings

Features and benefits of a Regular Savings Account:

  • $5.00 initial deposit required to open
  • $100 minimum balance, $2 monthly maintenance charge if balance falls below $100 at any time during the month
  • $1.50 service charge per withdrawal over six per month, not including ATM withdrawals
  • Simple interest paid quarterly on collected balance
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle
  • Quarterly statements

Telephone Transfer Savings

Features and benefits of a Telephone Transfer Savings Account:

  • $5.00 initial deposit required to open
  • $100 minimum balance, $3 monthly maintenance charge if balance falls below $100 at any time during the month
  • Simple interest paid quarterly on collected balance
  • Unlimited pre-authorized and telephone transfers
  • Interest rate is lower than regular saving rate.
  • Quarterly statements

FSB Money Market

Features and benefits:

  • $25.00 initial deposit required to open
  • $3,000 minimum balance
  • If your balance falls below $3,000 at any time during the statement cycle, we will assess a maintenance charge of $15.
  • Unlimited in-person transfers
  • Interest calculated on collected balance and based on balance tier
  • Simple interest paid monthly. (Rates may change at any time)
  • You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay

Contact a bank employee for further information about applicable fees and terms.

Montana Medical Savings

A product designed to help you finance eligible medical, dental, vision and long-term care expenses can reduce your taxable income by up to $3,000 per year. Eligible medical expenses range from the deductible on your health care insurance policy to the premiums on long-term care insurance.
You will be responsible for maintaining records to document eligibility of payments. There is a $5.00 initial deposit required to open the account. There is no limitation on the amount deposited to the account. Interest earned on those funds remains tax-free while in the account. Quarterly statements. Interest rate is lower than regular saving rate.

Lost or Stolen FSB Credit/Debit Card?
24 Hours 800-423-7503
Daytime 406-642-3431
After Hours 800-236-2442