Member FDIC

SBA Preferred Lender



Security Information Center

Farmers State Bank is concerned about security. Please review the information below to see how we're working to alleviate your concerns, as well.


In the course of a busy day you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these every day transactions a second thought….. but an Identity Thief does!

And the thieves are clever. They can obtain your personal information, assume your identity and operate silently in the background for months, or even years without you knowing it.

Don’t wonder.  Farmers State Bank is proud to offer FSB Advantage Secure Checking and FSB Legacy Secure Checking products.  Both of these accounts offer IDProtect Identity Theft Monitoring and Alerts along with many other features to help keep you protected and informed.  By being an FSB Advantage Secure or FSB Legacy Secure customer you get this valuable service as a part of your account benefits and services.

Identity Theft

One way to fight identity theft is by monitoring and reviewing your credit report. is the official site to help consumers to obtain their free credit report and is sponsored by:

The FTC also has a website that is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you Deter, Detect, and Defend against identity theft. While there are no guarantees about avoiding identity theft, there are steps you can take to minimize your risk and minimize the damage if a problem occurs. For more information and to view the site, visit

Other Resources:

  • Independent Community Bankers of America (ICBA) developed a special identity theft Web page that aggregates a wide range of helpful information resources. The site provides useful links to regulatory guidance documents, publications, Web sites and statistics. Identity theft is the fastest growing crime in the United States, affecting about 5 percent of the population or approximately 10 million Americans.
  • Identity Theft Resource Center
    Identity Theft Resource Center® (ITRC) is a nonprofit, nationally respected organization dedicated exclusively to the understanding and prevention of identity theft. 
  • Consumer Sentinel
    an innovative, international law enforcement fraud-fighting program.
  • Check out these helpful documents courtesy of the American Bankers Association:

Secure eMail Retrieval

Email is not a secure transmission. Do not send account numbers, social security numbers or any other private information to Farmers State Bank or anyone else via email.

However, if you find the need to send or receive confidential information, please set up an account and use our Secure Messenger.

Concerned Veterans?

Educate yourself about what happened and how it can affect you.

AntiPhishing Policy

Bad guys can now use email to try to hijack your personal financial information. Read on to find out how to protect yourself.


Farmers State Bank
will never initiate a request for sensitive information from you via email (i.e., SSN, password, or account number).

FBI Fraud Alert
(3MB pdf)