SBA Preferred Lender
Beware of Phishing
artists now use email to try to hijack your personal financial
information. In a scam known as "phishing," swindlers claim to be from
a reputable company and send out thousands of fake emails in hopes that
consumers will respond with the bank account information, credit card
numbers, passwords or other sensitive information.
emails can look quite convincing, with company logos and banners copied
from actual Web sites. Often, they will tell you that their security
procedure has changed or that they need to update (or validate) your
information, and then direct you to a look-alike Web site. If you
respond, the thieves use your information to order goods and services
or obtain credit.
How to Beat the Bad Guys
Try to determine if the email is real.
- First, is the email addressed to you, or a more general "account user."
- Never click on a link in an email unless you're expecting the email.
- Don't access accounts by clicking on an email link, go to their official website.
To avoid becoming a victim of a phishing scam, the American Bankers Association offers these tips:
give out your personal financial information in response to an
unsolicited phone call, fax or email, no matter how official it may
- Do not
respond to email that may warn of dire consequences unless you validate
your information immediately. Contact the company to confirm the
email's validity using a telephone number or Web address you know to be
your credit card and bank account statements regularly and look for
unauthorized transactions, even small ones. Some thieves hope small
transactions will go unnoticed. Report discrepancies immediately.
submitting financial information to a Web site, look for the padlock or
key icon at the bottom of your browser, and make sure the Internet
address begins with "https." This signals that your information is
secure during transmission.
- Report suspicious activity to the Internet Crime Complaint Center, a partnership between the FBI and the National White Collar Crime Center.
you have responded to an email, contact your bank immediately so they
can protect your account and your identity. For information on identity
theft, visit ABA's Consumer Connection.
- For more information on phishing, visit the
Lost or Stolen
FSB Credit Card?
Lost or Stolen
FSB Debit Card?