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SBA Preferred Lender


    
    

 

Personal Services — Checking

There’s an FSB checking account to suit every household.  All FSB checking accounts offer:

  • $25 initial deposit to open
  • Free Internet Banking & Bill Pay
  • Debit card (on approval)
  • Direct Deposit

 Farmers State Bank now has seven options. Find out which is best for you and apply online.

FSB E-Checking
FSB Advantage Secure Checking
FSB Legacy Secure Checking
FSB Personal Interest Checking
Health Savings Account (HSA) Checking

FSB Free CheckingFSB  E-Checking
Features and benefits:

  • E-Statement REQUIRED
  • $25.00 initial deposit required to open
  • No minimum balance
  • No monthly maintenance charge
  • Unlimited Check Writing
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay

Contact a bank employee for further information about applicable fees and terms.

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FSB Advantage Secure Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • Unlimited Check Writing
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay
  • IDProtect and Cell Phone Insurance Coverage
  • $7.00 monthly maintenance fee - can be reduced by up to $5.00 by combining any of the following:
    • 15 debit card transactions that post and clear during the statement cycle = $2.00 reduction
    • Receiving an electronic statement each month = $1.50 reduction
    • Maintaining a minimum balance of $1,500 = $1.50 reduction

Contact a bank employee for further information about applicable fees and terms.

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FSB Legacy Secure Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • Interest calculated on collected balance.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • 1 box free Legacy checks per year
  • Unlimited check writing
  • Limited free Cashier's Checks, photocopies, and notary services.
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay
  • IDProtect and Cell Phone Insurance Coverage
  • $15.00 monthly maintenance fee - can be eliminated by maintaining an aggregate of at least $25,000 in any combination of personal checking accounts, savings accounts, CDs, or IRAs.
  • Membership in the Legacy Club (see separate brochure for more information)
  • $5 discount on yearly safe deposit box fee

Contact a bank employee for further information about applicable fees and terms.

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FSB Personal Interest Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • $1,500 minimum balance
  • If your balance falls below $1,500 at anytime during the statement cycle, we will assess a maintenance charge of $7.00.
  • Unlimited check writing
  • Interest calculated on collected balance.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay

Contact a bank employee for further information about applicable fees and terms.

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Health Savings Account (HSA) Checking
Features and benefits of a (HSA) Checking Account:

  • $25.00 initial deposit required to open
  • No minimum balance
  • Interest calculated on collected balance and based on balance tier.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • This account is limited to six (6) debit transactions per month. These debits may be done by transfer (phone, ATM, Internet), 'in person' withdrawal or by Debit Card transaction.
  • If the limit of six (6) debit transactions is exceeded during the month, your account will be charged a monthly maintenance charge of $10.00.
  • Imaged statements and 3-ring binder to store them
  • Direct Deposit
  • Debit Card (on approval).
  • Free Internet Banking
  • Free Bill Pay
  • Account holder must comply with Federal HSA guidelines. See customer service for complete details.

Contact a bank employee for further information about applicable fees and terms.

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With Farmers State Bank's online form, applying for a checking account is fast and secure.



 
 

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Lost or Stolen
FSB Credit Card?
24 Hours 800-423-7503

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FSB Debit Card?
Daytime 406-642-3431
After Hours 800-236-2442

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