Member FDIC


SBA Preferred Lender


    
    

 

Personal Services — Checking

There’s an FSB checking account to suit every household.  All FSB checking accounts offer:

  • $25 initial deposit to open
  • Free Internet Banking & Bill Pay
  • Debit card (on approval)
  • Direct Deposit

 Farmers State Bank now has six options. Find out which is best for you and apply online.

FSB E-Checking
FSB Advantage Secure Checking
FSB Legacy Secure Checking
FSB Heritage Checking
FSB Personal Interest Checking
Health Savings Account (HSA) Checking

FSB Free CheckingFSB  E-Checking
Features and benefits:

  • E-Statement REQUIRED
  • $25.00 initial deposit required to open
  • No minimum balance
  • No monthly maintenance charge
  • Unlimited Check Writing
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay

Contact a bank employee for further information about applicable fees and terms.

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FSB Advantage Secure Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • Unlimited Check Writing
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay
  • IDProtect and Cell Phone Insurance Coverage
  • $7.00 monthly maintenance fee - can be reduced by up to $5.00 by combining any of the following:
    • 15 debit card transactions that post and clear during the statement cycle = $2.00 reduction
    • Receiving an electronic statement each month = $1.50 reduction
    • Maintaining a minimum balance of $1,500 = $1.50 reduction

Update:
IDProtect®1 and Cellular Telephone Protection2
Disclosure:
(1) IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
(2) Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

Contact a bank employee for further information about applicable fees and terms.

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FSB Heritage Checking
Features and benefits:

  • For customers ages 62 and over
  • $25.00 initial deposit required to open
  • No minimum balance
  • Unlimited Check Writing
  • 1 free box of specialty checks annually
  • No monthly fee
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay
Contact a bank employee for further information about applicable fees and terms.

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FSB Legacy Secure Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • Interest calculated on collected balance.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • 1 box free Legacy checks per year
  • Unlimited check writing
  • Limited free Cashier's Checks, photocopies, and notary services.
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay
  • IDProtect and Cell Phone Insurance Coverage
  • $15.00 monthly maintenance fee - can be eliminated by maintaining an aggregate of at least $25,000 in any combination of personal checking accounts, savings accounts, CDs, or IRAs.
  • Membership in the Legacy Club (see separate brochure for more information)
  • $5 discount on yearly safe deposit box fee

Update:
IDProtect®1 and Cellular Telephone Protection2
Disclosure:
(1) IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
(2) Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not a deposit of or guaranteed by the Bank or any Bank Affiliate and are not insured by the FDIC or Any Federal Government Agency.

Contact a bank employee for further information about applicable fees and terms.

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FSB Personal Interest Checking
Features and benefits:

  • $25.00 initial deposit required to open
  • $1,500 minimum balance
  • If your balance falls below $1,500 at anytime during the statement cycle, we will assess a maintenance charge of $7.00.
  • Unlimited check writing
  • Interest calculated on collected balance.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • Direct Deposit
  • Debit Card
  • Internet Banking
  • Bill Pay

Contact a bank employee for further information about applicable fees and terms.

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Health Savings Account (HSA) Checking
Features and benefits of a (HSA) Checking Account:

  • $25.00 initial deposit required to open
  • No minimum balance
  • Interest calculated on collected balance and based on balance tier.
  • Simple interest paid monthly.
    ( Rates may change at any time)
  • This account is limited to six (6) debit transactions per month. These debits may be done by transfer (phone, ATM, Internet), 'in person' withdrawal or by Debit Card transaction.
  • If the limit of six (6) debit transactions is exceeded during the month, your account will be charged a monthly maintenance charge of $10.00.
  • Imaged statements and 3-ring binder to store them
  • Direct Deposit
  • Debit Card (on approval).
  • Free Internet Banking
  • Free Bill Pay
  • Account holder must comply with Federal HSA guidelines. See customer service for complete details.

Contact a bank employee for further information about applicable fees and terms.

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With Farmers State Bank's online form, applying for a checking account is fast and secure.



 
 

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FSB Credit Card?
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FSB Debit Card?
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After Hours 800-236-2442

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