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PRIVACY NOTICE

Farmers State Bank

PO Box 190 Victor, MT 59875
406-642-3431

FACTS What does Farmers State Bank do with your personal information? Rev. February 2013
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account balances and Payment history
  • Credit history and Credit score

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes –
To offer our products and services to you

Yes No
For joint marketing with other financial companies No We do not share

For our affiliates’ everyday business purposes –
Information about your transactions and experiences

No We do not share

For our affiliates’ every day business purposes –
Information about your creditworthiness

No We do not share
For nonaffiliates to market to you No We do not share
Questions Call (406) 642-3431 or go to www.farmersebank.com
What we do
How does Farmers State Bank protect my personal information? To protect your personal information from unauthorized acess and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
How does Farmers State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Pay your bills or Apply for a loan
  • Show your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes--information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers State Bank does not jointly market.