SBA Preferred Lender


    
    

  

Automated Services — Online Calculators

Plan Your Finances

The financial calculators below will assist you in planning, estimating, and exploring your financial options. Get clear and concise answers about your banking calculations by clicking on your area of interest.

Please note that the links on this page will take you to web sites not administered by Farmers State Bank. For this reason, we cannot ensure their accuracy, authenticity, validity or content.

Currency Conversion Calculator

• Currency Calculator: Lets you calculate exchange rates for over 200 currencies.

Savings Calculators
• Tax Advantage Savings Calculator: Calculates the monthly deposit needed to reach a specific savings goal based on time and rate.
• Retirement Planner Calculator: Are you saving enough and in the right way to provide a sunny financial future for yourself? This calculator can help.
• Kids Savings Calculator: Calculates the amount of time needed to reach a specified savings goal based on rates and weekly deposits.

Consumer & Auto Loans
• Consumer Installment Loans: Calculates monthly payment using rate, term, and principal balance.
• Auto Lease vs. Purchase: Compares the total annual costs of leasing versus purchasing.
• Auto Rebates: Compares the total cost of taking an auto dealers rebate and using an institution's loan vs. taking the manufacturer's teaser rate financing.
• Auto Loan Versus Home Equity: Calculates the cost differential between purchasing a vehicle through an auto loan or home equity financing.
• Used Car Valuators
(Farmers State Bank recommends that you use both of the resources below to get a more accurate book value.)
 

Mortgage & Home Equity Lending
• Mortgage Loans: Calculates monthly payment, using purchase price, down payment percentage, rate, and term.
• Mortgage Qualifier: Calculates the amount of mortgage you qualify for using income and expense information.
• Rent vs. Buy a Home: Itemizes the major differences between owning a home and renting an apartment. This allows you to calculate costs on a monthly basis for easy comparison with your rent.